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| Debt becomes unmanageable when you become unable to pay it back at the agreed amount and this is where the problems start. If not dealt with swiftly, debts and accumulated interest can become overwhelming - often to the extent where creditors are phoning daily. |
| Don't bury your head in the sand! |
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| Our friendly, approachable advisers deal with people like you every day. We realise that many people can find themselves in a spiral of debt. |
| We understand that you may have been too worried to answer the telephone or open letters from creditors. |
| Don't be embarrassed... |
| The very fact that you are reading this is a positive sign that you have taken the first step towards dealing with your debt problems. |
| All our advisers are experienced in dealing with many different circumstances. They understand what you may be going through and can sort out your debt problem for you. |
| Our advisers will take all your circumstances into account - whether you are working or unemployed, homeowner or tenant - and the amount and type of debt you have. Please provide as much detail as possible. Include everything - credit cards, catalogue debts, store cards, bank debts and mortgage. |
| We will provide the best possible advice for YOU. |
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