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Reclaim Bank Charges
 
 
Since the announcement by the Office of Fair Trading that it would be proceeding with a test case in relation to unauthorised overdraft charges against several of the major high street banks a waiver has been put in place which puts on hold the outcome of the case until it has been concluded.
This waiver comes with conditions - if you are in financial difficulties for example, and suffering “financial hardship”, your case may be unaffected by the waiver. The “Waiver” does come with certain conditions which the companies must abide by for instance if you are in financial difficulties and suffering “Financial Hardship” we may we be able to complete your claim even with the “Waiver” in place.
We are still taking on many cases each week in anticipation of the ruling so don’t delay if you think you may have a claim.
We have a one off Administration Charge of £30.00 this Charge is for collating all relevant information and to put your case together until our solicitor takes over.
Have you had any?
  • Unauthorised overdraft fees
  • Bounced Cheque fees
  • Direct debit refused fees
We can deal with:
  • Bank account,
  • Credit Card Charges
  • Mortgage Reviews
Claim for the last 6 years on all your accounts
Our legal team will:
  • Argue your case in claiming back any unfair costs on your entire Bank accounts, Current Accounts and credit cards, we can also look at business accounts.
  • Need you to provide a cheque for £10 made payable to your Bank  (Data Protection Fee to obtain your Statements).
For more information or to make a claim call free-phone 0800 692 2000

FAQ's

Q: How long does it take?
A: Whilst the "Waiver" is in place your request will be on hold unless you are in Financial hardship

Q: Can I claim charges that have been applied to credit cards?
A: We can help you get back all penalty charges regardless of what sort of account Credit Cards, Personal Current Accounts, Mortgages, Loan Accounts and even Business Accounts.

Q: Can I make the claim myself?
A: Of course you can, although many people prefer to leave it with us, it takes the hassle out of the claim.

Q: Do you charge an upfront fee?
A: Yes we charge £30.00 and flat rate fee of 20% once we have succeeded in reclaiming your charges.

Q: I have moved banks and closed my account, can I still make a claim?
A: Yes both your new and old accounts can be claimed upon.

Q: Will the bank close my account if I make a claim?
A: The bank should always treat you sympathetically and positively and not shut down your account.

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The Genesis Group, Unit 2 Regent Trading Estate, Oldfield Road, Salford M5 4DE - Tel: 0800 692 2000 - Fax: 0871 7 892 852
Company Regn. No. 6735150 - Consumer Credit Licence No. 602279-1 - Data Protection number Z1602722

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